Best Loan App 2023 | Instant Approval | Low Interest Loan | Kreditbee Loan
What is kreditBee Loan App:-
Kreditbee Loan:- Kreditbee is a pioneering digital lending platform designed to empower Africans by providing tailored credit solutions.
It revolutionizes the traditional banking and credit bureau system, offering users the ability to assess their approval odds before applying for loans.
This innovative approach not only benefits individuals but also supports lending companies in expanding their businesses and boosting revenue.
Best Loan App In India Kreditbee Loan App:-
At its core, Kreditbee aims to liberate Africans from the constraints of conventional credit evaluation methods. Through cutting-edge technology, users can effortlessly access, calculate, and analyze their credit scores and loan eligibility.
Kreditbee fosters transparency and responsiveness, keeping customers informed about their Kreditbee scores, their determinants, and tips for improvement.
Functioning as a virtual intermediary, Kreditbee bridges the gap between users and lending partners, ensuring mutual trust and timely loan disbursement and repayment. The Kreditbee App stands out as a unique offering in Africa, enabling users to manage their finances conveniently from their smartphones.
With features like credit report requests, personalized loan recommendations, and access to credit products, the app empowers users to take control of their financial health. Kreditbee is accessible to all, embodying inclusivity and accessibility in financial services.
KreditBee is an online instant personal loan app trusted by over🏆5 Crore Indians. Whether you are salaried or self-employed, apply for a quick personal loan and get instant credit, directly in your bank account in 10 minutes, without any paperwork or physical documentation. Our process is 100% online, so get funds – anytime, anywhere.
Example Loan Details:-
● Online personal loans from ₹3,000 to ₹5,00,000
● Interest rates – 16% to 29.95% p.a.
● Tenures – 3 to 24 months
● APR range – 0 to 70%
● Low transaction fees
● Quick loans & easy EMIs
What makes KreditBee ideal for every customer?
● Quick online loans
● Low-interest rates
● Easy application process
● Fast loan approval
● Digital processing & 10-minute loan disbursal
● Manageable EMIs to repay the online loans
✨Features of KreditBee personal loan app
✔ Quick Approval – Get your instant personal loan approved in few minutes on our easy loan app
✔ Easy EMIs – Repay your advance loan within 3 to 24 months
✔ Paperless – No physical paperwork is required with our online personal loan app. Submit required documents online
✔ Full Transparency – We maintain complete transparency with our customers
✔ Convenient – Get a quick personal loan anytime, anywhere
✔Languages – English & Hindi
Why KreditBee?
✔ Quick Personal Loan for All Purposes: From financing a large purchase, domestic/international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs or medical bills.
✔ Flexible Interest Rates: We offer instant loans with flexible interest rates of 16% to 29.95% per annum.
✔ Security: We only work with RBI-certified NBFCs/Banks which are guaranteed to be safe & secure.
🤝Our Lending Partners
- Krazybee Services Pvt. Ltd.
- Incred Financial Services Ltd.
- Vivriti Capital Pvt. Ltd.
- Northern Arc Capital Ltd.
- MAS Financial Services Ltd.
- Cholamandalam Investment & Finance Company Ltd.
- PayU Finance India Pvt. Ltd.
- Poonawalla Fincorp Ltd.
- Piramal Capital & Housing Finance Ltd.
- Kisetsu Saison Finance (India) Pvt Ltd.
- Mirae Asset Financial Services (India) Pvt. Ltd.
- Tata Capital Ltd.
Types of Loan Offerings
👉 Flexi Personal Loan – We offer flexi personal loans with a repayment tenure of 3-10 months for a personal loan amount between ₹3,000 to ₹66,000.
Need PAN card & proof of address to apply.
👉 Personal Loan for Salaried – We offer fast personal loans to salaried individuals for flexible repayment terms of 4 to 24 months for the loan amount between ₹10,000 and ₹5,00,000. Provide PAN card, address proof & salary proof to avail the loan.
👉 Business Loan – We offer Business Loan, from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months.
Apply online for a fast loan using PAN card and address proof.
👉 Purchase on EMI – Transform your shopping experience with Purchase on EMI from KreditBee.
Shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of up to 2,00,000 into easy EMIs without any processing fees. You need PAN card and address proof.
📋Personal Loan for Salaried Individuals (Example)
Loan Amount: ₹50,000
Tenure: 12-months
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding & Processing Fee: ₹261
Total Interest: ₹5,580
EMI: ₹4,632
APR: 26.92%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,580
📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income
Steps to avail an instant loan
1. Install KreditBee loan app
2. Sign up using mobile number
3. Provide PAN number & check your eligibility
4. Upload KYC documents, including your address and get your profile verified
5. Choose your loan amount and tenure
6. Provide your bank details
7. Request money transfer in your bank account
Queries?
📧Mail: help@kreditbee.in
📱Call: 080-44292200/080-68534522
🏢Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru – 560008
